ShtegHome — Rail R02

Real estate closings.
With coordinated finality.

Wire fraud remains a structural risk in legacy closing paths. ShtegHome aligns identity, title, RON, and settlement so funds and recording commitments advance together on attested rails — reducing the fraud window without promising fixed wall-clock times.

Rail R02 — ACTIVE · Accepting closings now
The Atomic Close

Deed and funds swap simultaneously.

There is no moment where buyer has paid and title hasn't transferred. Or vice versa. That's what atomic means — and it's what eliminates wire fraud.

01

Identity & title verification

All parties verified. Title searched for encumbrances, liens, and litigation. Any issue surfaces before closing day — not after.

02

Remote Online Notarization

All documents executed remotely with a certified notary. Legally binding in all 50 states. No closing table. No travel. No scheduling delay.

03

Atomic deed-and-funds swap

Funds transfer on the federal instant payment rail at the exact same moment the deed goes to Simplifile for e-recording. Simultaneous. Irreversible. Fraud-proof.

04

e-Recording confirmation

County recorder confirms deed recording within minutes. Title is yours. Funds are the seller's. The transaction is complete.

Sample Closing Summary
Property123 Main St, Ridgefield CT
Purchase price$685,000
Title search✓ Clear
Parties verified✓ All 3
Documents executed✓ RON complete
Settlement windowSame day (pilot)
Wire fraud exposure$0
e-Recording status✓ Confirmed
What's included

Everything in one closing package

🔍
Title search & lien check
10-year property litigation search. Encumbrances and UCC liens surfaced automatically before any documents are prepared.
✍️
Remote Online Notarization
Certified RON session. Legally binding in all 50 states. All parties sign remotely with full audit trail.
Atomic settlement
Deed and funds transfer simultaneously. No exposure window. No wire stage. No fraud vector.
📄
PRIA XML 3.0 e-Recording
Deed submitted to county recorder via Simplifile the instant settlement confirms. No courier. No delay.
🤖
AI settlement brief
Gemini-generated settlement intelligence brief — market assessment, risk flags, and fund origin analysis.
📋
Court-admissible audit chain
Every step in the closing is SHA-256 logged immutably. Admissible in probate, civil, and title dispute proceedings.
Request Closing Access

ShtegHome is live.

ShtegHome is actively executing atomic real estate closings. Tell us about your transaction and we'll get you onboarded to the R02 rail.

ShtegHome

$446M in wire fraud per year.

Every property that closes on ShtegHome has zero wire fraud exposure. Because there's no wire.

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